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Affordability of Live-In Care: A Cost-Effective Alternative to Care Homes

Nov 8, 2025

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When planning long-term care for yourself or a loved one, affordability is often the biggest concern. Many families assume that live-in care is more expensive than moving into a care home—but the reality may surprise you. Live-in care can often provide better value for money, while delivering superior comfort and quality of life.


What Is Live-In Care?

Live-in care means a professional carer lives in your home to provide round-the-clock support, tailored to your needs. This option allows you to:

  • Stay in familiar surroundings

  • Maintain independence

  • Receive dedicated one-to-one care


Unlike care homes, where staff divide attention among multiple residents, live-in care offers personalised support every day.


How Affordable Is Live-In Care?

At Carers at Home, our live-in care fees are transparent and consistent across all regions:

Care Home Costs vs Live-In Care

According to industry data:

  • Residential care homes: Average £1,650 per week

  • Nursing homes: Around £1,817 per week


    According to sources like TrustedCare.


For couples, the difference is dramatic:

  • Two care home placements: £2,320+ per week

  • Live-in care for two people: £1,295 per week


    That’s a saving of over £1,000 every week.


Why Live-In Care Offers Better Value

Live-in care isn’t just about cost—it’s about quality and flexibility:

  • One-to-One Care: Dedicated support tailored to your needs

  • Stay at Home: No need to sell property or downsize

  • Personalised Routine: Keep your pets, eat when you want, and maintain your lifestyle

  • Emotional Wellbeing: Familiar surroundings reduce stress and confusion, especially for those with dementia


Additional Savings

Care homes include meals and utilities, but moving often means losing independence and incurring emotional costs. With live-in care, you keep control of household expenses and avoid the upheaval of relocation.


Is Live-In Care Right for You?

If affordability and quality matter, live-in care is a smart choice. For individuals and couples, it often works out cheaper than a care home, while delivering superior comfort and peace of mind.


Ready to explore affordable live-in care?

Visit Carers at Home Live-In Care Fees for transparent pricing and expert advice.






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